PRIVACY POLICY
How We Protect Your Information
We respect your privacy and are committed to protecting your personal information. Learn how CMB Real Estate collects, uses, and safeguards the information you provide through our website and services.
Effective Date: June 26, 2026
At CMB Real Estate, we are committed to safeguarding the privacy and security of your personal data. This Privacy Policy outlines our practices regarding the collection, use, maintenance, protection, and disclosure of information gathered from clients, prospective buyers, sellers, renters, and visitors of our website operating within the State of Michigan.
We comply fully with applicable United States federal laws, the Michigan Consumer Protection Act (MCPA), and the Michigan Identity Theft Protection Act (MITPA) to ensure your real estate transactions are handled with the highest standard of confidentiality and corporate integrity.
1. Information We Collect
To deliver premium brokerage, advisory, and property management services, we may collect several types of information, including:
- Personal Identification Data: Full name, postal address, email address, telephone number, and government-issued identification numbers (when required for closing or verification purposes).
- Financial Information: Credit scores, pre-approval letters, banking details for escrow accounts, mortgage details, and proof of funds necessary to execute real estate transactions.
- Property Preferences & Transaction History: Search criteria, saved properties, pricing parameters, historical purchase or sale data, and real estate contract terms.
- Digital & Technical Usage Data: IP addresses, browser types, device identifiers, cookies, and browsing behavior on our platform to optimize user experience.
2. How We Use Your Information
CMB Real Estate utilizes your personal information strictly for legitimate operational, business, and legal purposes:
- Service Delivery: Processing property inquiries, managing listings, facilitating buyer-seller negotiations, coordinating physical and virtual property showings, and preparing standard contractual agreements.
- Client Communication: Providing updates on market conditions, transaction milestones, compliance requirements, or responding directly to client service inquiries.
- Marketing and Engagement: Distributing curated newsletters, property match alerts, and exclusive real estate offerings (clients can opt out of marketing communications at any time).
- Regulatory Compliance: Adhering to federal anti-money laundering (AML) protocols, fair housing regulations, and Michigan licensing laws enforced by the Department of Licensing and Regulatory Affairs (LARA).
CMB Corporate Guarantee
We enforce rigid internal security controls. Your financial information, social security numbers, and verification documents are accessible exclusively by authorized agents directly involved in your transaction and are stored in heavily encrypted repositories.
3. Information Sharing and Disclosure
We do not sell, rent, lease, or trade your personal data to third parties for commercial gain. Your data is only shared with trusted entities in the following scenarios:
- Transaction Facilitation: Sharing necessary components with title insurance companies, escrow agents, mortgage lenders, surveyors, home inspectors, and legal counsels required to finalize a real estate closing.
- Service Providers: Contracted IT infrastructure, CRM platforms, and security vendors operating under strict non-disclosure and data protection mandates.
- Legal Mandates: When required by municipal, state, or federal authorities, subpoenas, court orders, or to protect the legal rights, safety, and property of CMB Real Estate and our clients.
4. Data Security and Breach Notification
We maintain comprehensive technical, physical, and administrative safeguards designed to shield personal data against accidental loss, unauthorized access, alteration, or disclosure. These include secure socket layer (SSL) encryption, firewalls, and multi-factor authentication protocols.
In accordance with the Michigan Identity Theft Protection Act (MCL § 445.61), in the highly unlikely event of a security breach involving unencrypted personal information, CMB Real Estate will conduct an immediate assessment and notify all affected individuals without unreasonable delay, facilitating necessary mitigation measures.
5. Your Privacy Rights and Choices
Under Michigan and United States consumer guidelines, you possess clear rights regarding your personal information:
- Right to Access: You may request a complete disclosure of the personal data points we maintain about you.
- Right to Rectification: You may request immediate correction of any outdated, incomplete, or inaccurate personal information.
- Right to Deletion: You may request the erasure of your personal data from our active marketing databases, subject to statutory record-retention requirements imposed by real estate regulatory bodies.
6. Children's Privacy
Our services and platforms are tailored exclusively for individuals aged 18 and older. We do not knowingly collect or maintain information from children under the age of 13, adhering strictly to the Children's Online Privacy Protection Act (COPPA).
7. Contact and Administration
For any questions regarding this Privacy Policy, or to exercise your data rights, please contact our dedicated compliance office:
CMB Real Estate: 1574 Fort Street, Lincoln Park, Míchigan, EE. UU.
Tel: (313) 228 5492
Email: info@cmbrealty.net
Website: https://cmbrealty.net